Opportunity Information: Apply for DHS 26 MT 144 000 99
The Fiscal Year 2026 Flood Mitigation Assistance (FMA) Swift Current opportunity is a FEMA grant program under the Department of Homeland Security designed to speed up and better align flood mitigation funding with what disaster survivors experience after flooding. The focus is on practical, forward-looking projects that reduce or eliminate repetitive flood damage to buildings and structures that are insured through the National Flood Insurance Program (NFIP) and are located in communities that participate in the NFIP. In plain terms, this program is meant to help communities take action before the next flood hits by funding measures that meaningfully lower flood risk for people who already carry NFIP flood insurance, while also reducing the NFIP's long-term financial exposure from repeated claims.
The program makes federal funds available to a defined set of eligible applicants: state governments, U.S. territories, and federally recognized Tribal governments are eligible to apply directly, and local governments can participate but generally must apply through their state or territory rather than submitting independently. The opportunity explicitly references coverage across U.S. territories and the District of Columbia, reinforcing that this is a nationwide program footprint wherever NFIP-participating communities exist. Because the aim is tied to NFIP coverage, the mitigation work supported by the grant is centered on properties and communities connected to NFIP participation and on actions that measurably reduce flood losses over time.
FMA Swift Current supports a variety of flood mitigation activities, with the common thread being that they are designed to reduce flood risk to NFIP policyholders. While the listing does not enumerate specific project types, the FMA program generally funds measures that prevent or lessen damage to structures from future flooding, especially where flooding is repetitive or predictable. The "Swift Current" framing signals an emphasis on quicker delivery and a survivor-centered approach, meaning FEMA is trying to move mitigation resources in a way that better fits the urgent recovery timeline communities face after major flood events, rather than treating mitigation as a slow, separate process.
From an administrative standpoint, this is a discretionary grant funding opportunity (not a formula entitlement), with the funding instrument identified as a grant. The official opportunity number is DHS-26-MT-144-000-99, and it is associated with CFDA number 97.144, which is FEMA's Flood Mitigation Assistance program. The opportunity was created on 2026-07-14, and the listed original closing date is 2028-01-31, indicating a multi-year application window or an extended period during which FEMA may accept submissions under this notice, depending on how FEMA structures its annual or rolling selections. The notice does not provide an award ceiling, expected number of awards, or other award sizing details in the provided text, so applicants typically need to look to FEMA's full notice and program guidance for current-year funding levels, cost-share requirements, project eligibility specifics, and selection criteria.
Overall, the FY 2026 FMA Swift Current opportunity is best understood as FEMA's NFIP-linked flood mitigation funding stream aimed at breaking the cycle of repeat flood losses. It targets insured structures and NFIP communities, channels applications primarily through states/territories (with tribes able to apply as eligible governments), and prioritizes mitigation actions that reduce future damage and claims, helping residents, communities, and the NFIP avoid the costs and disruptions of recurring floods.Apply for DHS 26 MT 144 000 99
- The Department of Homeland Security - FEMA in the disaster prevention and relief, other sector is offering a public funding opportunity titled "Fiscal Year 2026 Flood Mitigation Assistance Swift Current" and is now available to receive applicants.
- Interested and eligible applicants and submit their applications by referencing the CFDA number(s): 97.144.
- This funding opportunity was created on 2026-07-14.
- Applicants must submit their applications by 2028-01-31.
- Eligible applicants include: State governments, Native American tribal governments (Federally recognized), Others.
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FY 2026 Flood Mitigation Assistance (FMA) Swift Current - Frequently Asked Questions
What is the FY 2026 Flood Mitigation Assistance (FMA) Swift Current opportunity?
It is a FEMA grant program under the U.S. Department of Homeland Security designed to speed up and better align flood mitigation funding with what disaster survivors experience after flooding. The goal is to fund practical, forward-looking projects that reduce or eliminate repetitive flood damage to certain buildings and structures.
What is the main purpose of this grant program?
The program is intended to help communities take action before the next flood by funding measures that meaningfully lower flood risk for people who already carry National Flood Insurance Program (NFIP) flood insurance. At the same time, it aims to reduce the NFIP's long-term financial exposure by lowering repeated flood insurance claims on the same properties.
How does this opportunity relate to the National Flood Insurance Program (NFIP)?
This opportunity is explicitly tied to the NFIP. The focus is on buildings and structures that are insured through the NFIP and located in communities that participate in the NFIP. In other words, the mitigation work funded here is centered on NFIP policyholders and NFIP-participating communities.
Who can apply directly to FEMA for this funding?
The eligible applicants that can apply directly are state governments, U.S. territories, and federally recognized Tribal governments.
Can local governments apply directly?
Local governments can participate, but generally must apply through their state or territory rather than submitting independently.
Is this program available nationwide?
Yes. The opportunity references coverage across U.S. territories and the District of Columbia, reflecting a nationwide footprint wherever NFIP-participating communities exist.
What kinds of projects does FMA Swift Current support?
The opportunity supports flood mitigation activities designed to reduce flood risk to NFIP policyholders. While the provided listing does not enumerate specific project types, it emphasizes work that prevents or lessens damage to buildings and structures from future flooding, especially where flooding is repetitive or predictable.
What does "Swift Current" mean in this program context?
"Swift Current" signals an emphasis on quicker delivery of mitigation resources and a survivor-centered approach. The intent is to move mitigation funding in a way that better fits the urgent recovery timeline communities face after major flood events, rather than treating mitigation as a slow, separate process.
What types of properties or structures are the focus of this grant?
The focus is on buildings and structures that (1) are insured through the NFIP, (2) are located in communities that participate in the NFIP, and (3) face repetitive flood damage that can be reduced or eliminated through mitigation.
Is this a formula grant or a competitive/discretionary grant?
This is a discretionary grant funding opportunity, not a formula entitlement. That means funding is awarded through a selection process rather than automatically distributed by formula.
What is the funding instrument for this opportunity?
The funding instrument identified for this opportunity is a grant.
What is the official opportunity number?
The official opportunity number is DHS-26-MT-144-000-99.
What is the CFDA number associated with this opportunity?
The opportunity is associated with CFDA number 97.144, which corresponds to FEMA's Flood Mitigation Assistance program.
When was this opportunity created?
The opportunity was created on 2026-07-14.
What is the closing date for applications?
The listed original closing date is 2028-01-31. This suggests a multi-year application window or an extended period during which FEMA may accept submissions under this notice, depending on how FEMA structures selections.
Does the provided notice specify an award ceiling or expected number of awards?
No. The provided text does not include an award ceiling, expected number of awards, or other award sizing details.
Where would applicants normally find details like cost-share requirements, specific project eligibility, and selection criteria?
The provided text indicates applicants typically need to consult FEMA's full notice and program guidance for current-year funding levels, cost-share requirements, project eligibility specifics, and selection criteria.
What is the overall goal of the program in plain terms?
The program is meant to break the cycle of repeat flood losses by funding mitigation actions that reduce future damage and insurance claims, helping residents and communities avoid recurring flood disruption while also reducing long-term NFIP costs.
Who benefits most directly from projects funded under this opportunity?
Based on the description, the projects are aimed at benefiting NFIP policyholders in NFIP-participating communities, particularly where properties have experienced repetitive flood damage.
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